When can I withdraw my provident fund?
- After twelve months as a member, you can apply to take out money for illness, education or marriage, for yourself or your family, or for a home G.S.R. 525(E), paragraph 46.
- Twenty-five per cent of your contributions, including your employer’s share and interest, must stay in the account G.S.R. 525(E), paragraph 46.
- You can withdraw everything if you retire after the age of fifty-five, or if you lose your job through retrenchment G.S.R. 525(E), paragraph 49.
- In other cases, you must have been out of covered employment for a continuous twelve months before applying. That wait does not apply to a woman who resigns to get married G.S.R. 525(E), paragraph 49.
Last checked 1 Nov 2026 · written from the official text · not reviewed by a lawyer. This explains the law in general and does not decide your case.